Insurance | Heather Summers Valiska

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

Your DNA Test

A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.

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The Wild West of Data Theft

Learn about cyber liability insurance in this entertaining video.

Insurance Needs Assessment: When You're Newly Married

Marriage changes everything, including your insurance needs.

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

Term vs. Permanent Life Insurance

When considering life insurance, it's important to understand your options.

Reviewing Your Life Insurance Needs

Learn how the review process works and how it may help you better understand your Life Insurance.

Gap Insurance for Leased Cars

If you’re thinking of leasing a new car, then you shouldn’t forget about gap insurance.

When Does Your Personal Car Become a Commercial Vehicle?

At what point can you call a personal vehicle commercial?

Should You Cancel Your Life Insurance Policy?

Before canceling life insurance, understand what you give up, what it could cost later–and what smarter options might exist.